We fund including but not limited to commercial tenants, business owners, commercial property owners and body corporates. If you operate a commercial enterprise but don’t fit into one of these descriptions, please reach out and we will see if we can accommodate you.

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Given the diverse applicants we assist, there is no set criteria for funding across the board. Various factors are taken into consideration ensuring alignment with sustainability objectives and financial viability. Typically, applicants must demonstrate financial creditworthiness and demonstrate positive environmental impacts.

We offer a wide range of funding solutions and depth of assessment (from Low Doc to full assessment) – we price our funding based on the loan size, the loan type and the borrower’s credit risk. If you would like to know what interest rate you’ll be receive, you’ll have to contact us.

Yes, while having a quote or invoice will streamline the funding process, it’s not a prerequisite to commencing discussions with Green Funding to understand what is possible. In some circumstances, we can offer pre-approval so you can proceed with confidence in obtaining detailed project plans, financial projections and cost estimates before you engage Green Funding with a formal funding application.

Yes, we’ll need proof that the length that the property tenancy is longer than the finance term.

It depends on the type of funding sought; it can extend up to 15 years but the vast majority are 10 years or less.

An operating lease is a type of lease agreement where a business rents an asset, such as equipment or machinery, for a specified period without taking ownership of the asset. The lessee does not assume the risks and rewards of ownership, and the lease term is typically shorter than the asset’s useful life. Operating leases are commonly used for acquiring assets needed for short-term or temporary projects, providing flexibility and avoiding long-term commitments.

At the end of the lease term, the lessee may have the option to purchase the asset at a nominal or fair market value. Operating leases offer advantages such as lower upfront costs, simplified accounting treatment, and the ability to access the latest equipment without the burden of ownership.

If a buyout is specified in the contract then the agreement would no longer be considered an operating lease, it would be considered a Commercial Hire Purchase (another finance agreement). This means different treatment for tax entirely. However, it is common practice for the assets to be purchased at an agreed upon amount.